Monthly Cash Flow Tracker

Monthly income/expenses in, a running-balance chart and a negative-balance warning out.

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✓ Setup/usage instructions included
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Disclaimer: Outputs (charts, summary stats, and written insights) are generated from the data you provide and are only as accurate and complete as that data. Verify before making decisions on it.

Feed it monthly income/expenses and an opening balance. It computes a real running balance per month, generates a dual-axis chart, and writes a report that explicitly flags any month where the balance would go negative.

Runs where you work

desktopmobileoffline

Built for a private workflow: local-first execution, no forced cloud dependency, and a clear path to use it on a laptop or phone without an API key.

Included value

Interactive 12-month tracker: type your months in or paste/upload a CSV (month, income, expense)Living running-balance chart with the zero line and any negative months flagged in redPlain-English read on when cash dips lowest and how big a cushion would keep you out of the red (a planning estimate, not advice)KPIs: opening, ending, lowest month, and how many months go negativeExport JSON or copy CSV, print a clean summary, and autosave to your device

Each product is designed to feel personal, useful, and complete without turning your work into an external dependency.

Free tools that go with this

These run in your browser, need no account, and keep what they remember on your own device.

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Preview

Open full preview →

Interactive companion: enter 12 months and see a running-balance chart with negative months flagged.

What's included

cashflow_tracker.py + requirements.txt
sample_cashflow.csv
cashflow_chart.png (real generated chart)
example-report.md (real generated report)
README.md with stated input/output limits
cashflow-tracker-workbench.html (interactive companion: 12-month running-balance chart with negative-month flags, saves to your device)

Built with

PythonHTMLmatplotlib

Runs locally with Python 3: no accounts, API keys or internet needed

See example-report.md and cashflow_chart.png — both generated by actually running cashflow_tracker.py against sample_cashflow.csv.

License & pricing

Try it before you buy. The preview above is the real product, not a mockup.

Personal License

$14

For your own work or your own business. No client work, and no resale or redistribution of the files.

What these licenses mean →

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Refund terms are set per product, and checkout through Whop or Gumroad has its own buyer protection. Questions before you buy? Ask in the chat or on the feedback page; we'll help where we can.

Data Analyst Bots — publishing standard

Required deliverables: Sample dataset, Example output, Setup instructions, Stated input/output limits
Disclaimer required
README required
Proof-it-runs evidence required

No fabricated capabilities. State real limits on input size/format and output types.

Monthly Cash Flow Tracker

Runs where you work

Included value

Free tools that go with this

Preview

What's included

Built with

License & pricing

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