Budget Planner

Plan each month, compare four budgeting methods on your own numbers, track goals, see how fast debt clears, and read a bank statement into your budget. It all runs in your browser: no account, nothing is uploaded.

Loading your saved budget from this device...

About Budget Planner

Plan each month with four budgeting methods, goals, debt payoff and bank CSV import. Private and free.

Build monthly budgets with recurring items that roll forward on their own, then see your numbers through 50/30/20, zero-based, envelope and pay-yourself-first plans side by side. Plain-language insights show the figures they used and where each guideline comes from. Plan goals and an emergency fund with dates, simulate snowball against avalanche debt payoff, try what-ifs without touching your budget, and read a bank CSV on your device with categories that learn from your corrections.

What you get

Live tool at /play/budget-planner (free, unlimited use, no account)
Commercial license: white-label/embed this tool on your own site

A planning aid, not financial advice. Guidelines such as 50/30/20 are rules of thumb that may not fit your situation. Data stays in this browser.

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