K3N8HMoney Manager
A double-entry ledger with the three financial statements, ratios, a 13-week cash forecast, budgets and a month-end close. Private, on your device.
K3N8H Verified
- ✓ Real preview shipped
- ✓ License terms specified
- ✓ Setup/usage instructions included
- ✓ Actually run before listing
Keep a double-entry ledger of money in, out, transfers, invoices, receipts, bills, payments and journal entries, with a chart of accounts you can extend. For the month, quarter or year you choose it works out the profit-and-loss, balance sheet and cash-flow statement and shows the tie-outs that must always hold: assets equal liabilities plus equity, profit equals the income minus the cost postings, the cash flow reconciles to the cash balance, and receivables agree with their ageing. It turns those into working ratios with their formulas, a thirteen-week cash forecast with best and worst case scenarios, budgets compared to actual, break-even, loan and affordability calculators and a month-end tax set-aside, flags what needs attention, and walks you through a month-end close with a checklist and a rollover. You can start from example books, import a statement, and export the statements, the transactions or a printable report. Runs entirely in your browser; the books never leave your device.
Runs where you work
Built for a private workflow: local-first execution, no forced cloud dependency, and a clear path to use it on a laptop or phone without an API key.
Included value
Each product is designed to feel personal, useful, and complete without turning your work into an external dependency.
Free tools that go with this
These run in your browser, need no account, and keep what they remember on your own device.
Preview
Open full preview →This product is a live, in-browser experience — not a file to preview.
Free to play right now, in this browser, no download or account required.
Play now →Runs entirely in your browser with no API key or account. Enter entries or load the example books; the statements and their tie-outs are computed locally.
What's included
- Live tool at /play/finance-manager (free, unlimited use, no account)
- Commercial license: white-label/embed this tool on your own site
Built with
Runs in your browser: nothing to install
Engine in src/lib/finance-manager, verified by scripts/test-finance-manager.ts (57 checks, including the three statements against hand-worked answers and the tie-outs that must always hold).
License & pricing
Try it before you buy. This tool is free to use on the site: open it.
Free to Use
Free
For your own work or your own business. No client work, and no resale or redistribution of the files.
Embed / White-Label License
$39
Use across client work or resell the output. No reselling the source files/template itself.
Refund terms are set per product, and checkout through Whop or Gumroad has its own buyer protection. Questions before you buy? Ask in the chat or on the feedback page; we'll help where we can.
SaaS Tools — publishing standard
- Required deliverables: Source code or hosted access, README, Setup guide, Run proof
- README required
- Proof-it-runs evidence required
- Personal vs. commercial license tiers offered
State real feature scope and limits; no vaporware claims.
More from Digital Tools
Text Toolkit
A private writing studio: readability, keywords, summaries, tracked fixes, headline scoring and saved drafts.
Explain Like I'm 5
Plain-language explanations for five reading levels, from age 5 to expert. Runs entirely in your browser: no account, no AI service.
Password Toolkit
Secure generators, an honest strength analyser, site-rule checker and AES encryption, in your browser.